so my “free checking” account has been getting charged $5.95 every month since i got laid off in december because i haven’t had direct deposit to my account. :evil: when i try to explain that it’s hard to direct deposit no money whatsoever, they tell me that i need to have direct deposit to avoid the charges. and now, here i am literally *hours* away from a direct deposit, and THEY CHARGED ME FOR NOT HAVING IT ANYWAY. thankfully i just set up a new account which is actually free to use with no hidden fees and no extra costs for using my own money. because, as the title says, bank of america is a shitty bank. and now i have to leave them just when i finally got them to stop putting a hold on my paychecks too :roll: